The Cumberland: A Northern Bank to Help the Planet

hare and bird Ailsa Black

Ailsa Black

If you live in Cumbria, Lancashire or Northumberland, you could swap your bank account to The Cumberland that puts the planet and people first.  It has regional branches and an online account, and uses profits to fund environmental and community projects (it does not invest in fossil fuels).

You can apply online or pop into one of their branches to switch your account, and discuss the best accounts for you. Note you must live within the catchment area to apply (the bank also covers south west Scotland).

This bank also supports nature reserves, community gardens, and rural charities that restore rivers, plant trees, and make wild spaces safe for wildlife.

  • Day2Day Account is an everyday account for daily use
  • Cumberland Plus Current Account requires £750 a month minimum funding
  • Freedom Apprentice is for young people on apprentice schemes

This bank also offers a range of savings accounts, from everyday savings and ISAs, to savings accounts for children and businesses. It also offers fixed rate and discount variable rate mortgages.

Just like any other regulated bank, your money is protected for money up to £85,000 or £170,000 (joint accounts) and you can switch in 10 minutes using the Current Account Switch Service

Just open your Cumberland bank account and request the switch in the app (or by phone/online) and the service will securely move your salary, regular payments and direct debits in seven days.

If you’re in debt, you can usually still switch your bank account, while paying off debt at the old bank. So don’t let that stop you switching.

This bank is regulated by the Financial Conduct Authority (FCA) and covered by the Financial Services Compensation Scheme. You get all the protection you’d expect from a high street bank, with the bonus of strong green ethics.

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