Emma (a simple money management app)

Emma is a simple money management app used by over 3 million people. Just download it (the basic version is free) to spend less and save more.
The powerful tools can analyse your bank account (or accounts) to effortlessly cut spending, and boost your savings, to help keep your goals on track. You can send and request money by sending payment links, or flashing QR codes.
Emma app is safe and secure
Powered by open banking with rigorously tested security, you control data access, and can remoke consent at anytime with no need to share sensitive security details.
Your private is protected by data laws, so only the minimum data necessary is shared through a secure digital process. Emma will never share your information without your consent.
Tech keeps you safe via passwords, PIN, fingerprint or face ID, along with a mobile code or card readers.
Optional upgraded accounts

- Plus lets you set bill reminders so you always know how much money you have left at the end of each month. And get exclusive cashback deals.
- Pro helps you budget like a pro with custom categories and offline accounts. Set smart rules and accurately track your net worth over time.
- Connect connects business account and uses Spaces to manage personal, business and joint accounts.
